The cost of Eskom load shedding

The cost of Eskom load shedding The cost of Eskom load shedding is running into billions per day. This week saw South Africa’s worst week of load shedding at Stage 6 lasting for several days. The last time SA had Stage 6 load shedding was in December 2019 and it...

Don’t study your competition

Don’t study your competition – rather study winners in other sectors. Entrepreneurs do not focus on the competition. They are aware of the competition, but they aren’t worried about trying to beat them. In fact, a lot of them will help out their...

Cash out your retirement benefits

Cash out your retirement benefits The decision to cash out your retirement benefits when changing jobs is arguably the biggest contributor to many pensioners’ dire financial position. Millennials – the generation born between 1981 and 1996 – are most at risk since...

Capital efficiency vs cash cushions

For decades, business schools did a brisk trade promoting courses on capital efficiency vs cash cushions. This meant striking the right balance between equity and debt at the lowest possible cost of overall capital. The lockdown in early 2020 suddenly showed capital...

Raising start-up capital

Raising start-up capital So you are ready and energized to go find investors for your startup, believing that nothing can stop you from raising start-up capital. Before you start, have a look at a couple of key areas that investors want to hear about. Do not skip on...

Before You Start Your Small Business

These are the aspects you must do and prepare before you start your small business. Setting up a marketable strategy is the most important element of starting a new business. Everything hinges on the marketable strategy, from financing to suppliers. Marketing strategy...

Is inflation bad for the economy

Do you believe the statement: Is Inflation bad for the economy? Kyle Wales, portfolio manager at Flagship Asset Management, gets into the nitty gritty of how inflation works and explains why it is bad for economic growth. Risks Risks remain to the upside. This is...

SA’s household savings crisis

SA’s household savings crisis is of grave concern. An analysis was done by savings fintech start-up MyTreasury.co.za, has distressing news. South Africa’s household savings rate comes last when ranked against the G20 countries. It means that too many South...