The cost of Eskom load shedding

The cost of Eskom load shedding The cost of Eskom load shedding is running into billions per day. This week saw South Africa’s worst week of load shedding at Stage 6 lasting for several days. The last time SA had Stage 6 load shedding was in December 2019 and it...

Don’t study your competition

Don’t study your competition – rather study winners in other sectors. Entrepreneurs do not focus on the competition. They are aware of the competition, but they aren’t worried about trying to beat them. In fact, a lot of them will help out their...

Cash out your retirement benefits

Cash out your retirement benefits The decision to cash out your retirement benefits when changing jobs is arguably the biggest contributor to many pensioners’ dire financial position. Millennials – the generation born between 1981 and 1996 – are most at risk since...

Capital efficiency vs cash cushions

For decades, business schools did a brisk trade promoting courses on capital efficiency vs cash cushions. This meant striking the right balance between equity and debt at the lowest possible cost of overall capital. The lockdown in early 2020 suddenly showed capital...